Elk Grove California Chapter 7 Bankruptcy Lawyer
Professional and Compassionate Counsel in Chapter 7 Bankruptcy Proceedings
If you are experiencing financial difficulty, the federal bankruptcy laws can help stop the harassing phone calls, lawsuits and wage garnishments and give you a fresh start. In most circumstances, you can permanently rid yourself of certain debts while protecting major assets, such as your home, your vehicle and your retirement accounts. To learn about your options under Chapter 7, you want to work with an experienced bankruptcy attorney.
At the office of Jason Borg & Associates, Inc., we bring over 20 years of experience in bankruptcy law to men and women throughout the Sacramento area. We focus our efforts on building long-term relationships with our clients, taking the time to get to know you and carefully listen to your concerns, so that we can help you implement solutions that meet your needs. Contact our Chapter 7 bankruptcy office or call us at 916-226-4752 (toll-free at 866-237-9454) to set up an initial consultation.
“Thank you, Jason, for your prompt attention to my bankruptcy. I feel a huge weight lifted from my shoulders.” – Client from Sacramento, California
Our Chapter 7 Bankruptcy Practice
In a Chapter 7 bankruptcy proceeding, you are allowed to discharge certain debts permanently. Once you file for protection under Chapter 7, your creditors must stop any further attempts to collect the debt from you because the court issues an automatic stay.
When you contact us to learn about your options in bankruptcy, we will discuss alternatives with you, so that you can make an informed decision about whether bankruptcy is in your best interests. If you choose to move forward, we will help you determine whether you are eligible under the means test to file under Chapter 7; if not, we may be able to assist you in filing for personal bankruptcy under Chapter 13.
If you are eligible for liquidation under Chapter 7, we will make certain before you file that you understand which obligations, such as student loans, income tax debts and support arrearages, might not be dischargeable in bankruptcy. We will explain how to keep your principal residence, vehicle and retirement accounts.
We will prepare and file all documents necessary to initiate your Chapter 7 bankruptcy proceeding, as well as provide any information requested by creditors, the bankruptcy trustee or the Bankruptcy Court. We will also act as your representative in meetings or hearings.
If you own a small business that is struggling, the small business may be eligible to file a Chapter 7 bankruptcy.